americanfundsretirement.retire.americanfunds.comRetirement Plan Investors – American Funds | Capital Group

US • Retirement Plan Investor US • Retirement Plan Investor Global Sites Select your location Australia & New Zealand Austria Belgium Canada Cyprus Denmark Finland France Germany Greece Hong Kong SAR Iceland Ireland Italy Japan Liechtenstein Luxembourg Middle East Netherlands Norway Portugal Singapore Spain Sweden Switzerland Taiwan United Kingdom United States U.S. Offshore International - other Asia - other Who are you ? Adviser Institutions & Consultants Individual Investors Select another location DE EN Wer bist du ? Institutionelle Investoren & Consultants Finanzintermediäre Privatanleger Wählen Sie einen anderen Ort Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location DE EN EN FR Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Qui êtes vous ? 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Institutionelle Investoren & Consultants Finanzintermediäre Privatanleger Wählen Sie einen anderen Ort Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location DE EN Who are you ? Financial Intermediaries Individual Investors Select another location EN 繁體中文 Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Who are you ? 機構投資者及顧問 金融中介 個人投資者 中國香港特別行政區 EN 繁體中文 Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location EN IT Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location tu chi sei ? Clienti Istituzionali Intermediari e Consulenti Finanziari Investitori privati Seleziona un’altra posizione EN IT EN DE Who are you ? Financial Intermediaries Individual Investors Select another location Wer bist du ? Finanzintermediäre Privatanleger Wählen Sie einen anderen Ort EN DE DE EN FR Wer bist du ? Institutionelle Investoren & Consultants Finanzintermediäre Privatanleger Wählen Sie einen anderen Ort Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Qui êtes vous ? Institutions et consultants Intermédiaires financiers Investisseurs particuliers Sélectionnez un autre emplacement DE EN FR Who are you ? Institutions & Consultants Financial Intermediaries Select another location Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location EN ES Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Quién eres tú ? Instituciones y consultores Intermediarios financieros Inversores individuales Seleccione otra ubicación EN ES Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location DE EN FR Wer bist du ? Institutionelle Investoren & Consultants Finanzintermediäre Privatanleger Wählen Sie einen anderen Ort Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Qui êtes vous ? Institutions et consultants Intermédiaires financiers Investisseurs particuliers Sélectionnez un autre emplacement DE EN FR Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Who are you ? Institutions & Consultants Financial Intermediaries Individual Investors Select another location Who are you ? FINANCIAL INTERMEDIARIES Financial Professional RIA INVESTORS Individual Investor Private Client Retirement Plan Investor INSTITUTIONS Institution or Consultant RETIREMENT PLANS Employer or Plan Sponsor Third-Party Administrator Select another location Who are you ? RETIREMENT PLAN INVESTOR Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use: IF YOUR PLAN ID BEGINS WITH IRK, BRK, 754, 1 OR 2 Visit americanfunds.com/retire IF YOUR PLAN ID BEGINS WITH 34 OR 135 Visit myretirement.americanfunds.com Back to select a different role EN ES Who are you ? U.S. Offshore Advisors Select another location Who are you ? Offshore de EE. UU. Select another location EN ES Retirement Planning Retirement Planning ABOUT RETIREMENT PLANS What are 401(k) plans? Why participate in a plan? Roth 401(k)/403(b) Beneficiaries Access your money in emergency DEVELOP INVESTMENT STRATEGY What is asset allocation? Choose your asset allocation CHANGING NEEDS Meeting with financial professional Preparing to retire Working in retirement Taking distributions LIFE STAGES Starting out Already investing Approaching retirement Living in retirement OTHER REFERENCES Retirement plan contribution limits Federal tax rates Social Security retirement benefits See all retirement planning Mutual Fund Basics Mutual Fund Basics OVERVIEW What are mutual funds Types of mutual funds Understanding risk MARKET PERSEPECTIVE Dealing with market volatility Nearing retirement in volatile market Positive look at negative numbers Emotional about your investments? Market declines - history Saving outside your plan See all mutual fund basics Rollovers Rollovers Rollover IRAs OTHER OPTIONS Stay in your plan Move to a new plan Cash out Take the next step Talk to IRA rollover specialist See all rollovers Calculators & Learning Tools Calculators & Learning Tools CALCULATORS Retirement planning calculator Tax-deferred investment calculator Traditional vs. Roth 401(k)/403(b) analyzer Investment calculator Taxes and inflation calculator Spend it or save it calculator LEARNING TOOLS Frequently asked questions Rollover options comparision chart Reading a prospectus Reading mutual fund quotes and benchmarks Retirement checklist See all calculators & learning tools Fund Information Fund Information FUND INFORMATION Fund overviews Prices & returns Participant fee disclosure See all fund information Investment approach History Media relations Careers Proxy voting See moreAre you saving enough for retirement? Run a projection WHO WE ARE Your goals are what matter. At Capital Group, home of American Funds, we have only one goal: to help you achieve yours. In business for 92 years and with more than $2.5 trillion* in assets under management, we’ve helped millions of investors pursue their goals. Learn how we make it happen.Announcements Fund Prices & Returns A LIFETIME OF INVESTMENT GOALS Wherever you are in life, we’re there with you. Expand All Starting out Learn the basics about investing and retirement plans. You’ll find tools and resources to help create your strategy Learn more Already investing Find out how to make changes to your...